NCAAF

Arizona vs SMU

Wildcats’ red-hot surge collides with Mustangs’ air raid under San Diego’s lights.

Arizona

UA (9-3) VS SMU (8-4)

January 2, 2026 | 8:00 p.m. ET | Snapdragon Stadium, San Diego, CA

SMU
Moneyline Pick - Arizona (+100): A-
Arizona’s five-game heater, fueled by Noah Fifita’s 2,963 passing yards and 26 touchdowns against just five interceptions, looks like the sharper side of this near pick’em moneyline, especially against an SMU team that closed with a 38-35 loss to Cal and has been far more volatile week to week. The matchup tilts toward the Wildcats’ identity: their top-five pass defense, which has allowed only about 156 passing yards per game and nine passing touchdowns all season, is built specifically to disrupt a quarterback like Kevin Jennings, who has thrown for 3,363 yards and 26 scores in the Mustangs’ 11th-ranked passing offense. On a cool, slightly damp San Diego evening with showers around kickoff but comfortable low-60s temperatures, conditions should still favor efficient passing, which benefits Arizona’s precision-based spread more than SMU’s risk-tolerant vertical attack, especially with both teams expected to be near full strength and motivated by high stakes — Arizona chasing just its fifth 10-win season ever and SMU trying to snap a five-game bowl losing streak and reassert ACC credibility after last year’s CFP run. With neutral-site travel tilting slightly toward the West Coast program and the Wildcats’ secondary (Dalton Johnson, Treydan Stukes) matching up well against SMU’s receivers, taking Arizona at +100 offers both a small pricing edge and alignment with the cleaner recent form, worthy of an A- grade on the moneyline. Odds and availability are subject to change. This bet was made at 02/01/2026 09:22
Over/Under Pick - Over 51.5, (-115): B
The total at 51.5 is caught between Arizona’s defense-driven profile and SMU’s pace-and-space offense, but the combination of Jennings’ top-10 passing volume, an Arizona attack that’s much more explosive this year under Fifita, and a bowl setting where both sides are largely intact points slightly toward the Over. SMU has scored 24 or more in 10 of 12 games behind Jennings and a deep receiving corps, while Arizona’s offense has quietly become balanced and efficient enough to exploit one of the nation’s worst pass defenses; advanced previews have pegged SMU’s secondary near the bottom of the FBS, which is a dangerous matchup against a quarterback who already owns the Wildcats’ career passing touchdown record. The Wildcats’ elite back end should still get stops, but SMU’s tempo, an opportunistic Mustang defense that generates turnovers and short fields, and Arizona’s motivation to stamp a 10-win season all support a game script where both teams trade scores into the high 20s or low 30s. With outdoor conditions in San Diego featuring mild temperatures and only light showers near kickoff — not the kind of weather that typically suppresses passing efficiency for two established aerial attacks — the Over 51.5 at -115 earns a solid B grade as a slightly positive-value play in what profiles as a high-variance, offense-forward bowl. Odds and availability are subject to change. This bet was made at 02/01/2026 09:22
Spread Pick - Arizona, +1.5 (-110): B+
Given the tight moneyline and SMU laying just -1.5, Arizona +1.5 at -110 is an attractive way to back the hotter, more consistent side while gaining protection against a one-point holiday-heartbreaker. The Wildcats enter off five straight wins, including road victories over ranked Cincinnati and rival Arizona State, while SMU comes in from an emotional, narrow loss and a season-long step back from last year’s playoff standard, which can subtly affect late-game execution in a neutral-site bowl. Tactically, Arizona’s fourth-ranked pass defense and ball-hawking secondary are built to contest Jennings’ vertical passing game and could force the Mustangs to string together longer drives than they’re accustomed to, especially with both programs reporting only minimal opt-outs and expecting most key contributors to go. In what should be a moderately fast, pass-heavy game in comfortable San Diego weather, Arizona’s combination of turnover resistance on offense, proven late-season form, and a small travel advantage makes them very live to win outright; capturing the small cushion at +1.5 justifies a B+ grade on the spread, pairing strong football logic with reasonable pricing. Odds and availability are subject to change. This bet was made at 02/01/2026 09:22
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