NCAAF

Navy vs Cincinnati

Rain, option, and opt-outs steer this Liberty Bowl’s outcome.

Navy

NAVY (10-2) VS UC (7-5)

January 2, 2026 | 4:30 PM ET | Memphis, Tennessee (Simmons Bank Liberty Stadium)

Cincinnati
Moneyline Pick - Navy (-300): B+
With Navy on a three-game heater and Cincinnati closing the regular season on four straight losses, the moneyline angle starts with form and continuity: the Midshipmen bring a fully intact core to the Liberty Bowl, while the Bearcats are without starting quarterback Brendan Sorsby, lead back Tawee Walker, All–Big 12 linebacker Jake Golday, star tackle Dontay Corleone, and most of their starting secondary.([cbssports.com](https://www.cbssports.com/college-football/gametracker/preview/NCAAF_20260102_NAVY%40CINCY/?utm_source=openai)) Horvath orchestrates the nation’s top rushing offense behind a veteran line and playmakers Alex Tecza and Eli Heidenreich, a profile that travels particularly well into a rainy, mid‑40s evening at outdoor Simmons Bank Liberty Stadium, where wet conditions should further favor Navy’s ground-heavy, clock-chewing option over Cincinnati’s backup-led passing game.([bleachernation.com](https://www.bleachernation.com/picks/2025/12/14/navy-vs-cincinnati-liberty-bowl-prediction-odds-picks-best-bets-january-2-2026/?utm_source=openai)) Service academies have quietly dominated recent bowls and Navy has already stacked multiple postseason wins under Horvath, whereas Cincinnati’s depth is stretched thin enough that special-teams miscues or late-game defensive fatigue become real risks when they’re asked to hold up for four quarters against constant option pressure.([navysports.com](https://navysports.com/news/2025/12/7/navy-football-to-play-cincinnati-in-the-67th-autozone-liberty-bowl.aspx?utm_source=openai)) Laying -300 on Navy still carries juice, but the combination of win streak, roster advantage, and stylistic fit in bad weather makes the Midshipmen a justified favorite with moderate value at this price, earning a B+ grade. Odds and availability are subject to change. This bet was made at 02/01/2026 09:20
Over/Under Pick - Under 55.5 (-115): B
The total handicaps a game in the mid‑50s, but Navy’s identity and Cincinnati’s roster attrition both lean lower, especially in tonight’s rainy conditions. Navy leads the FBS in rushing and ranks among the national leaders in time of possession, routinely grinding out long, methodical drives that limit total snaps for both sides; their games average roughly 55 points, and that’s before adjusting for a backup quarterback on the other sideline.([bleachernation.com](https://www.bleachernation.com/picks/2025/12/14/navy-vs-cincinnati-liberty-bowl-prediction-odds-picks-best-bets-january-2-2026/?utm_source=openai)) Cincinnati’s offense has been retooled on the fly without Sorsby and Walker, pushing fifth‑year reserve Brady Lichtenberg and redshirt freshman Samaj Jones into bigger roles against a Navy front anchored by All‑American nose tackle Landon Robinson, a matchup that’s more likely to produce stalled red-zone trips and field goals than explosive scoring.([cbssports.com](https://www.cbssports.com/college-football/gametracker/preview/NCAAF_20260102_NAVY%40CINCY/?utm_source=openai)) Add in persistent evening rain in Memphis, which tends to dampen vertical passing and complicate kicking, and a service-academy bowl script that historically produces slower, grindier contests, and the Under 55.5 at -115 grades out as a solid but not slam-dunk position at B, with some cushion against a modestly lower-paced game script rather than a shootout. Odds and availability are subject to change. This bet was made at 02/01/2026 09:20
Spread Pick - Navy, -7 (-115): A-
Against the number, Navy -7 is where their structural edges really show: a 10-2, top‑25 team with an elite rushing attack and three straight bowl wins is laying just one score to a 7-5 opponent that has bled impact talent to opt-outs and lost its last four games, including defensive leaders at linebacker, on the line, and across the secondary.([navysports.com](https://navysports.com/news/2025/12/7/navy-football-to-play-cincinnati-in-the-67th-autozone-liberty-bowl.aspx?utm_source=openai)) Cincinnati’s remaining backbone is a solid offensive line and big‑play threat Cyrus Allen, but asking a new quarterback to consistently sustain drives against Navy’s physical front while the Bearcats rank near the bottom of FBS in penalty yards and time of possession is a tough recipe to keep this inside a touchdown for 60 minutes.([thescore.com](https://www.thescore.com/ncaaf/news/3427420?utm_source=openai)) With Navy’s option likely to exploit a thinned‑out front seven, especially as the game wears on in wet conditions, and with the Midshipmen chasing an 11th win and a likely final AP ranking versus a Bearcats squad simply trying to patch together a depth chart, the probability of a multi‑score Navy victory looks meaningfully higher than the flat -7 suggests, making this an A- grade play ATS. Odds and availability are subject to change. This bet was made at 02/01/2026 09:20
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