NCAAF

Florida Atlantic vs Florida International

South Florida bragging rights ride a thin line of blue and gold.

Florida Atlantic

FAU (0-0) VS FIU (0-0)

Sep 13, 2025 | 5:00 PM ET | Riccardo Silva Stadium, Miami, FL

Florida International
Moneyline Pick - Florida International (-130): B

FIU enters the Shula Bowl with continuity and form that tilt the edge toward the home side. The Panthers return their starting quarterback along with a full cast of first-team skill players, providing stability against a Florida Atlantic defense that struggled mightily against the pass last season. The Owls, meanwhile, break in a new play-caller, a difficult task in early-season conditions without the benefit of injury-related surprises to mask adjustments. Add in FIU’s strong recent track record in the rivalry and the natural edge of playing in Miami’s humidity, and this pick leans toward the Panthers as the side to back.

From a betting standpoint, the value sits in FIU’s reliability versus FAU’s uncertainty. The Panthers’ experience on offense offers a much higher floor, while their defense has forced turnovers consistently in this matchup, a factor that can swing a game with a narrow line. With juice still reasonable for a small home favorite, the safer, more logical prediction is to trust FIU to defend its turf and extend its momentum under Mike MacIntyre.

This prediction gets a B grade. Odds and availability subject to change. Follow Shurzy on Instagram and Tiktok for more expert picks.

This bet was made on 13/09/2025 at 9:34am

Over/Under Pick - Under 57.5 (-105): B+

The latest Shula Bowl sets up as a matchup where defenses and conditions may suppress scoring. Both FIU and FAU return experience at quarterback, but their defensive lines have shown signs of growth and should disrupt rhythm at the line of scrimmage. Add in Miami’s humid September conditions that tend to encourage longer possessions and ground-heavy play, and total snaps are likely to shrink. With each team’s recent inefficiencies on third down and in the red zone, finishing drives with touchdowns could prove difficult, tilting this prediction toward the under as the sharper pick.

From a betting perspective, the angle gains strength from both matchup history and situational data. Last year’s total was inflated by defensive scores, something less likely to repeat, and both programs have made subtle improvements on the defensive side. Pair that with FIU’s tendency to settle for field goals and FAU’s struggles to sustain drives, and the result points toward a modest game script. For bettors, backing the under provides value given the conditions and early line movement.

This prediction gets a B+ grade. Odds and availability subject to change. Follow Shurzy on Instagram and Tiktok for more expert picks.

This bet was made on 13/09/2025 at 9:35am

Spread Pick - Florida International, -2.5 (-110): B

FIU enters this Shula Bowl matchup with both trends and personnel pointing toward a cover. The Panthers bring a veteran-heavy roster that has consistently delivered in close betting ranges, and their edge rush has the potential to disrupt FAU’s offense behind a still-vulnerable line. With their quarterback capable of picking apart mismatches when protected, FIU should find ways to move the ball against a secondary that lacks depth in nickel coverage. Add in the experience of 26 seniors anchoring the roster, and this pick favors the Panthers stretching the margin beyond a field goal.

From a betting perspective, the spread placement adds value. FIU’s track record as a short home favorite has been strong, and the number at -2.5 provides protection against a tight result while still offering better return than the moneyline. FAU’s skill upgrades are notable, but they don’t fully offset ongoing protection issues or the defensive pressure FIU can apply. For bettors weighing stability and matchup logic, the Panthers against the spread stand out as the sharper play.

This prediction gets a B grade. Odds and availability subject to change. Follow Shurzy on Instagram and Tiktok for more expert picks.

This bet was made 13/09/2025 at 9:37am

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