NFL
Titans vs 49ers
Niners eye statement win as reeling Titans visit Levi’s.

Tennessee Titans
TEN (2-11) VS SF (9-4)
December 14, 2025 | 4:25 PM ET | Levi’s Stadium, Santa Clara, CA

San Francisco 49ers

Moneyline Pick - San Francisco 49ers (-1000): B
With the 49ers 9-4 and having taken four of their last five while the Titans sit at 2-11 and just 1-4 over their last five, San Francisco’s Moneyline profile is that of a heavy but deserved favorite, especially at home in clear mid-60s conditions that won’t neutralize their speed or pass rush. Brock Purdy steering a balanced offense built around an MVP-level Christian McCaffrey (illness but expected to play) against a Tennessee front that has already allowed around 50 sacks to rookie Cam Ward, plus a defense with the league’s best red-zone passer rating, tilts the turnover and efficiency battle strongly toward the Niners even with Brandon Aiyuk’s season-long absence and some linebacker shuffling. The Titans’ recent upset of Cleveland was fueled by Tony Pollard’s ground dominance more than sustained passing efficiency, and going cross-country into a hostile NFC contender with San Francisco chasing top playoff seeding is a far steeper task than catching a middling AFC team flat. At a Moneyline of -1000, I’m backing the 49ers to win straight up with a confidence grade of B, reflecting very high win probability but limited payout in a game where Tennessee likely needs multiple Purdy mistakes and special-teams swings to pull the shocker. Odds and availability are subject to change. This bet was made at 12/12/2025 11:58
Over/Under Pick - Under 44.5, (-110): B
Despite clean weather and an outdoor surface that usually helps offenses, the scoring profile still leans Under with a Titans team averaging the mid-teens in points, ranking near the bottom of the league in passing yards, and struggling to protect Cam Ward behind a line that’s already surrendered nearly 50 sacks, which short-circuits drives and creates long-yardage situations. San Francisco’s defense has recently held opponents under 10 points multiple times and owns an elite red-zone passer rating, while the Titans prefer to lean on Tony Pollard and the run game when competitive, a style that bleeds clock and reduces total possessions even when trailing. Offensively, the 49ers are efficient but more methodical at Levi’s, especially without Aiyuk’s explosive presence and with Kyle Shanahan often throttling down into run-heavy scripts once ahead—a likely scenario given the spread and their 93% playoff-odds context encouraging a “win, stay healthy” approach rather than chasing style points. Factor in the real possibility of fourth-quarter backups if San Francisco builds a multi-score lead, and Under 44.5 at -110 earns a B grade as a solid value play built on pace, protection issues, and defensive quality more than weather-driven suppression. Odds and availability are subject to change. This bet was made at 12/12/2025 11:58
Spread Pick - San Francisco 49ers, -12.5 (-115): B-
Against the spread, laying -12.5 with San Francisco is aggressive but still appealing when you weigh the 49ers’ recent stretch of double-digit wins against a Titans team whose average loss margin is around -12 and that has seen seven of eleven defeats come by nine or more points. Tennessee’s leaky pass protection against Nick Bosa and this front, combined with Cam Ward’s rookie inconsistency in a loud road environment, makes multi-possession swings more likely, and the Titans’ defense has been vulnerable to outside receivers—an inviting matchup for Jauan Jennings and Skyy Moore even with Brandon Aiyuk sidelined—while Jeffery Simmons and the interior front aren’t at full strength. San Francisco’s injuries at linebacker and along the interior offensive line, plus McCaffrey’s midweek illness, add some volatility, and a backdoor cover is live if the 49ers build a comfortable lead and rotate in depth in the fourth quarter with playoff seeding more important than margin. Still, with home-field advantage, superior quarterback play from Purdy, and the structural mismatch between Kyle Shanahan’s scheme and a Titans defense that has struggled versus efficient passing attacks, I’ll lay the -12.5 with a B- grade, acknowledging both the strong blowout profile and the inherent risk of such a large number. Odds and availability are subject to change. This bet was made at 12/12/2025 11:58
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