NFL

Bills vs Jaguars Wild Card Clash in Jacksonville

Streaking Jaguars welcome battered Bills to a humid Florida cauldron.

Buffalo Bills

BUF (12-5) VS JAX (13-4)

January 11, 2026 | 1:00 p.m. ET | EverBank Stadium, Jacksonville, FL

Jacksonville Jaguars
Moneyline Pick - Jacksonville Jaguars (-110): B+
With Jacksonville riding an eight-game surge and Buffalo lugging an eight-game road-playoff skid into EverBank, the small Moneyline lean goes to the Jaguars at -110 in what profiles as a razor-thin matchup between an ascending, relatively healthy roster and a Bills team that’s elite but dinged up in too many key spots.([reuters.com](https://www.reuters.com/sports/nfl/jaguars-crush-titans-41-7-claim-afc-south--flm-2026-01-04/?utm_source=openai)) Buffalo’s combination of the league’s top rushing attack and best pass defense absolutely travels, but several defensive pillars and playmakers — from interior disruptor Jordan Phillips (IR) to linebackers like Matt Milano and Terrel Bernard plus pass-game pieces Dalton Kincaid and Josh Palmer — are all on or coming off the injury report, while Jacksonville’s list is shorter and centered more on OL depth and a couple of defensive backs rather than core offensive stars.([reuters.com](https://www.reuters.com/sports/bills-place-dt-jordan-phillips-ir-sign-cb-dane-jackson--flm-2026-01-07/?utm_source=openai)) Lawrence just completed a 38-TD, franchise-record season and has already shown he can solve this defense, especially when Etienne is stressing linebackers like Milano in space, whereas Allen’s 2-2 mark vs. Jacksonville includes both the London loss and a 47-10 demolition in 2024, underscoring how wide the performance range is when he’s pressured or asked to chase from behind.([reuters.com](https://www.reuters.com/sports/nfl/jaguars-crush-titans-41-7-claim-afc-south--flm-2026-01-04/?utm_source=openai)) Given how Jacksonville’s No. 1 run defense has smothered opponents all year and how Anthony Campanile’s disguised zones have frustrated top quarterbacks, the Jags are better positioned to tilt a one-score game with a key takeaway at home than Buffalo is to finally flip its long-standing road-postseason narrative, though the price and opponent keep this at a B+ rather than an A-level edge.([bigcatcountry.com](https://www.bigcatcountry.com/jacksonville-jaguars-scores-results/81177/jaguars-titans-week-18-2025-winners-losers?utm_source=openai)) Odds and availability are subject to change. This bet was made at 09/01/2026 11:43
Over/Under Pick - Over 51.5, (-115): B-
The total of 51.5 is aggressive, but with Buffalo averaging 28.3 points per game and fielding the league’s top rushing offense behind Cook, plus a Jaguars attack that just hung 41 on Tennessee to cap a season where Lawrence set the franchise passing-TD mark and their offense pushed past 5,700 total yards, the matchup still leans slightly toward the Over 51.5 at -115.([statmuse.com](https://www.statmuse.com/nfl/ask/bills-record-2025-season?utm_source=openai)) Jacksonville’s defense is built to choke off the run (No. 1 in rushing yards allowed), but that often forces opponents — including a big-armed Allen who has over 1,000 passing yards and seven TDs in four career games vs. the Jags — into higher-volume passing scripts that can generate explosives and short-field opportunities off mistakes.([statmuse.com](https://www.statmuse.com/nfl/ask/jags-defensive-rushing-yards-allowed-per-game-in-2025?utm_source=openai)) On the other side, Etienne’s history of gashing Buffalo (136 rushing yards and two scores in London) combined with Jacksonville’s improved receiving corps gives Lawrence plenty of ways to attack even a top-ranked Bills pass defense, especially with Buffalo’s front seven and secondary not at full strength.([espn.com](https://www.espn.com/nfl/boxscore/_/gameId/401547228?utm_source=openai)) Light rain and mid-60s temperatures in an outdoor stadium may dampen a few deep shots and kicking range but shouldn’t fundamentally slow two aggressive play-callers in a playoff game where both coaches know that trading field goals for touchdowns is a losing strategy, so while a couple of defensive stands could keep this sweaty, the offensive ceiling on both sidelines justifies a modest B- grade on the Over.([rotowire.com](https://www.rotowire.com/football/lineups.php)) Odds and availability are subject to change. This bet was made at 09/01/2026 11:43
Spread Pick - Jacksonville Jaguars, +1 (-118): B
With the spread sitting at Jacksonville +1 (-118) in what’s essentially a coin-flip game, backing the home dog to stay inside the number — and very possibly win outright — earns a B-grade recommendation, especially given the Jags’ eight-game heater and Buffalo’s long, ugly history of road-playoff trips.([reuters.com](https://www.reuters.com/sports/nfl/jaguars-crush-titans-41-7-claim-afc-south--flm-2026-01-04/?utm_source=openai)) The Jaguars’ league-best run defense is uniquely suited to at least blunt Buffalo’s ground-game identity, forcing Allen into heavier dropback volume against a zone-heavy defense that has climbed into the top tier in EPA and opponent passer rating, while Etienne’s dual-threat skill set and Lawrence’s scrambling (over 12 rushing yards per game vs. Buffalo historically) stress a Bills linebacker group that may be without or limited by multiple starters.([statmuse.com](https://www.statmuse.com/nfl/ask/jags-defensive-rushing-yards-allowed-per-game-in-2025?utm_source=openai)) Offensively, Jacksonville’s OL injuries at tackle and guard raise the risk of negative plays, but Buffalo’s own attrition up front and in coverage plus a kicking unit dealing with Matt Prater’s quad issue make it harder to trust the Bills to close the door in a tight fourth quarter on the road, especially in slick conditions where a single special-teams lapse or turnover could decide a one-point spread.([reuters.com](https://www.reuters.com/sports/bills-place-dt-jordan-phillips-ir-sign-cb-dane-jackson--flm-2026-01-07/?utm_source=openai)) Given how volatile Allen-Jaguars matchups have been historically — ranging from the London loss to the 47-10 blowout win — the smarter way to capture Jacksonville’s home-field edge and current form is to take the small cushion with +1 rather than lay the point with Buffalo, accepting the extra juice for a B-level edge that aligns with the Jaguars Moneyline lean.([nfl.com](https://www.nfl.com/news/bills-qb-josh-allen-plays-close-to-a-perfect-game-in-destruction-of-jaguars?utm_source=openai)) Odds and availability are subject to change. This bet was made at 09/01/2026 11:43
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